Bianca Villela

Remember third-grade math when they taught us about ratios? No? Don’t worry, they’re not too bad. And this is one ratio you definitely want to know because it determines just how much mortgage you get. Your debt to income ratio, or DTI, is just what it sounds like: it’s your monthly debt compared ... Continue Reading » about Debt to Income Ratio

“Is it better to sell or rent out right now?” ← I’ve been getting this question a lot lately, so let’s talk about it! Right now, we’re obviously in a seller’s market. That means that there’s high demand from buyers and low supply. AKA you can make a HUGE profit if you sell right now. But renting ... Continue Reading » about Is it better to sell or rent out right now?

When you’re making the biggest purchase of your life, buyer’s remorse is the last thing you want. But it’s something so many home buyers face. Here’s how you can avoid it. 1. Get clear on your non-negotiables. Everyone has those things that they have to have in a house. Maybe for you it’s two ... Continue Reading » about Buy A Home You Love. With No Regrets.